What Banks Use Zelle

Regions has partnered with Zelle® to replace use of Personal Pay. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Still, Zelle’s backing from established banks like Chase, Citibank, and Bank of America, along with its instant withdrawals functionality, could certainly make it an attractive alternative. 3 In order to send payment requests or split payment requests to a U. Neither Bank of America nor Zelle offers a protection program for any authorized payments using Zelle. Please remember: While Zelle is a great way to send money to family, friends and people that you know and trust (such as your personal trainer, roommate, babysitter or a neighbor), we recommend you do not use Zelle for potentially high-risk transactions (for example, if you don't know the. Please consult the privacy and information secuirty policy on the third party website if you have any concerns or. Since Zelle uses common infrastructure between the banks, a payment based on a Zelle request can show up in the recipient's account within minutes of when the sender agrees to send it. Dive Insight: The Zelle platform, which is owned by a consortium of the country’s largest banks, could see continued growth as more financial institutions adopt the mobile app, Patricia Hewitt, principal at Savannah, Georgia-based PG Research & Advisory Services, told Digital Transactions. Transactions typically occur in minutes between enrolled users. This is how money moves. Major banks like Bank of America, JPMorgan Chase, and Capital One developed and own Zelle, but they specifically do not guarantee Zelle purchases. To use Zelle, you’ll need to have an eligible checking or savings account, and be enrolled in Wells Fargo Online. mobile phone number. But Christina Tetreault, a senior staff attorney for Consumers Union — the advocacy group behind the magazine — tells MONEY she’s pushing for the government to increase its protections so they get even safer. Because banks offer it, most people might assume it's secure, but a Florida business owner said he lost thousands and neither Zelle nor his bank did anything initially to correct the situation. Zelle ® is intended for sending money to family, friends and people you know and trust. Among the banks joining the service were Ally Bank, Bank of America, Bank of the West, BB&T, Capital One, Citi, Fifth Third Bank, FirstBank, Frost Bank, JP Morgan Chase, Morgan Stanley, PNC, US Bank and Wells Fargo. 1 Must have a bank account in the U. If you don't bank with one of these institutions, you can still use Popmoney by setting up an account with your bank information on the website or downloading the app. *Must have a bank account in the U. mobile number is already enrolled with Zelle. With just an email address or U. com to your Bank of America account, that email address cannot be registered to another financial institution for receiving/sending money with Zelle. to use Zelle. Even if you bank with Chase and your friend banks with Bank of America, for example, you can still both use Zelle. Quontic Bank. 1 Transactions typically occur in minutes when the recipient's email address or U. 1 Use Zelle with the people you're familiar with. If your recipient has already enrolled with Zelle, the money is sent directly to your recipient’s bank account and cannot be canceled. 4 Mobile carrier fees may apply. mobile phone number, you can send money to people you know and trust, regardless of where they bank. In many cases, you'll still enjoy quick transfers, as Zelle will zap money to your checking account through your debit card (Visa or Mastercard only, at this time). A fast, safe and easy way to send and receive money with friends and family at different banks. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. to use Zelle. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license. Zelle is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter or neighbor 3. While Venmo has heavily targeted the millennial population, Zelle aims to target all age groups by teaming up with banks. Transfers require enrollment in the service and must be made from an eligible Bank of America consumer deposit account to a domestic bank account or debit card. mobile number is already enrolled with Zelle. First National Bank Among First Banks Nationwide to Join Zelle Network(SM) FNB to Provide Fast, Safe Person-to-Person Payments. Zelle specifically is owned by a partnership between a bunch of big banks -- Bank of America, BB&T, Capital One, JPMorgan Chase, PNC Bank, U. Transactions typically occur in minutes when the recipient's email address or U. Facebook Twitter InstaGram LinkedIn. Some use one-time passwords to improve authentication. 1 Transactions typically occur in minutes when the recipient’s email address or U. Introducing Zelle ® – a fast, safe and easy way to send money in minutes 1 to your friends and family, right from the Benchmark Community Bank mobile app. S mobile number is already enrolled with Zelle. What banks use Zelle? Zelle is a U. bank accounts, typically within minutes. You can still use Zelle if your bank or credit union isn't listed below). Banks' use of 'small print' clauses for farmers under scrutiny Skip to sections navigation. How banks promote Zelle is about more than television ad campaigns. I know, im in that dilemma now and the bank refuses to credit my account. mobile number, the mobile number must already be enrolled with Zelle. Some use one-time passwords to improve authentication. How Do You Use Zelle? Using Zelle is easier for users whose banks are already Zelle partners. But it couldn't receive funds, and Bank of America's instructions that once I closed my BofA account it would get out of the way turned out to be wrong, too; I tried sending money to CapitalOne after. mobile phone number to Byline Bank so you can use it for Zelle. Must have a bank account in the U. Enable Java Script Either your browser does not support JavaScript, or you have JavaScript disabled. Our online banking solutions for both consumers and businesses are effortless, easy to use, and secure. “He actually had a Bank of America account, as well, which was also less. Either way you guys need to link up on the same app whichever it is. It’s just now educating them that they can use it. Banks that have signed up for Zelle include Wells Fargo, US Bank, Citibank, Chase, CapitalOne and Bank of America. Payments can arrive as quickly as minutes or may take up to three business days. Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U. Transactions typically occur in minutes when the recipient’s email address or U. Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 2 Must have a bank account in the U. In less than nine months, Bank of America clients sent and received a total of 163 million transactions. You can have two Zelle accounts with two different banks, however, one will use a mobile number and the other one will use an email address. I'm trying to log into Zelle for the first time using my Bank of America account My boyfriend sent money through Zelle from the Bank of America app, but he sent i There is a Zelle hold on my account that needs to be removed Need Information on Zelle**. 1 With just an email address or U. to use Zelle. When you use Zelle within the TIAA mobile app or with TIAA Bank online banking, your information is protected with the same technology we use to keep your bank account safe. , typically within minutes 1. Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U. mobile number being used must already be enrolled in Zelle. Zelle makes it easy to send money to or receive money from people you trust – no matter where they bank 2. We provide a variety of services for Personal Banking, Business Banking, Mortgages, Investments and more. Zelle will have a good head start with 19 financial institutions already registered including banking giants Citigroup Inc. to bring you a fast, safe and easy way to send money to friends and family. Introducing Zelle®. Those customers will have to use a standalone Zelle app. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. We’re here to help with the Zelle Mobile App 8am-5pm MST. Neither Vectra Bank nor Zelle offer a protection program for any authorized purchase made with Zelle. What Banks Can Learn Ultimately, the launch of Zelle isn't just a lesson for banks to offer innovative technology. Must have a bank account in the U. When you use Zelle within our mobile app or online banking, your information is protected with the same technology we use to keep your bank account safe. mobile number, the mobile number must already enrolled with Zelle. Banks need to think of P2P applications not as an added expense, but as a long-term replacement of the branch and ATM structure. 2 Must have a bank account in the U. Zelle is easy to use via Online Banking or our mobile app. Zelle is a fast, safe, and easy way to send money directly between U. 3 In order to send payment requests or split payment requests to a U. Once customer support moves your email address or U. This allows credit unions to compare members' demand to usage, and to determine whether signing up with Zelle is worth the trade-offs. Zelle will replace the big banks’ existing network ClearXchange. Lander had never used Zelle before, but it is a money transfer feature (similar to Venmo) that is automatically offered to customers of almost a dozen big banks around the country, including Bank. First Tennessee Bank National Association operating as First Tennessee Bank and Capital Bank. *Must have a bank account in the U. Funds are typically made available in minutes when the recipient's email address or U. Transactions between enrolled Zelle users typically occur in minutes. -based digital payments network owned by Early Warning Services, a private financial services company owned by the banks Bank of America , BB&T , Capital One , JPMorgan Chase , PNC Bank , US Bank , SunTrust and Wells Fargo. Transactions typically occur in minutes between enrolled users. Review the “Notice Regarding Receiving Text Messages” and click OK. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. The Zelle app is already a feature within existing bank apps. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Who can I send money to with Zelle? You can send money to almost anyone 1 you know and trust with a bank account in the U. In the case about Zelle, there were 2 posts that said the Bank of America would not help the person (thousands of dollars had allegedly been stolen from their checking account), because Zelle was a 3rd party and not part of BOA. com ZELLE® FOR SMALL BUSINESSES. The standalone app just provides more options for Zelle's. In order to send payment requests or split payment requests to a U. When you use Zelle within our mobile app or online banking, your information is protected with the same technology we use to keep your bank account safe. According to a report from eMarketer, Zelle may overtake Venmo users later this year, growing by more than 73%. Zelle is a free, fast, and safe way to send money at Bank of the West. Zelle ® is intended for sending money to family, friends and people you know and trust. Please note: This doesn’t mean you aren’t protected from account fraud. Zelle® is a person-to-person payment network that facilitates instant ACH transfers between U. Please remember to use Zelle responsibly and with caution. Zelle also doesn't have its own app yet, but instead lives within the app of your bank, giving it the ability to easily send and receive money. to use Zelle. Are there any fees to send money using Zelle? A. 3 Data charges may apply. The current Zelle interface is nearly identical from bank to bank, and this is a deliberate decision on the part of Early Warning. mobile phone number are moved, it will be connected to your Byline Bank account so you can start sending and receiving money with Zelle. Zelle makes it easy to send or receive money from people you trust - almost anywhere they bank 2. 2 Must have a bank account in the U. You’re covered for that kind of fraud. mobile number is already enrolled with Zelle. Early Warning tries to match the user’s address against what the card networks and the banks have for that person. Bank of the West has recently implemented Zelle, a digital feature that allows our customers to send money – typically in minutes¹ — to friends, family and others they know and trust. , typically within minutes 1. ) It's not the. You can also continue to use the Venmo competitor through your bank's mobile app, using a phone number or email address to send money. 1 Transactions typically occur in minutes when the recipient's email address or U. Chase Bank serves nearly half of U. Zelle® has partnered with leading banks and credit unions across the U. com; Year Founded: 2017; Owners:Bank of America, BB&T, Capital One, JPMorgan Chase, PNC Bank, US Bank and Wells. 1 Transactions typically occur in minutes when the recipient’s email address or U. Zelle is now available!. Keeping your money and information safe is a top priority for Heritage Bank. The company behind Zelle, Early Warning, tells us it constantly monitors fraud levels across the Zelle network and works closely with banks to investigate fraud cases. Must have a bank account in the U. After your recipient enrolls, it may take 1 - 3 business days to receive the payment in their bank account; If your recipient doesn't use one of the participating banks or credit unions available to select during enrollment, they can download the Zelle app and enroll any Visa ® or MasterCard ® debit card, issued by their U. -based Early Warning Services LLC, works both online and as a mobile app. mobile number is already enrolled with Zelle. 1 Must have a bank account in the U. 2 To receive money in minutes, the recipient's email address or U. Zelle ® FAQs. mobile number is already enrolled with Zelle. You can still send money to a bank that the app hasn’t partnered with, but if you do that, it will take a day or two for it to arrive just like Venmo. Transactions typically occur in minutes between enrolled users. If you stop a payment in process, you will be charged a $25 Stop Payment fee. Among the banks joining the service were Ally Bank, Bank of America, Bank of the West, BB&T, Capital One, Citi, Fifth Third Bank, FirstBank, Frost Bank, JP Morgan Chase, Morgan Stanley, PNC, US Bank and Wells Fargo. Zelle has launched its new P2P app and payments platform which allows fast sending of money by email and mobile phone number. You can use Zelle to send money to almost anyone with an eligible U. Zelle® is a fast, safe and easy way to send and receive money with just a few taps on your mobile phone. net dictionary. 3 In order to send payment requests or split payment requests to a U. So pay your dog sitter, pay your friend back for lunch, and send your sister your share of cab fare, and rest easy knowing that your payment will be in. Zelle, which is owned by some of the nation’s biggest banks and operated by Phoenix, Ariz. mobile number is already enrolled with Zelle. With just an email address or U. When you use the Core Bank mobile banking app, Zelle is already available on your phone. These relationships will allow millions more to experience Zelle through community banks and credit unions. I noticed that one of the issues with Zelle is that people have accounts at multiple banks that all support Zelle but they use only 1 phone number connected to their banking apps. ((SL Advertiser)) For more information about Zelle, go to Zellepay. Bank of Commerce; Bank of Eastman; Bank of Hawaii; Bank of Holland; Bank of New Jersey; Bank of Oak Ridge; Bank of the James ; Bank of the Pacific; Bank of the West; Bank of the West (TX) Bank of Travelers Rest; Bank of York; Bank Rhode Island; Bank-Fund Staff FCU; Bank7; Bankers Trust Company; bankESB ; bankHometown; BankNewport; Barrington Bank; BB Americas Bank; BB&T; BBVA ; BECU. 2 Must have a bank account in the U. First Tennessee Bank National Association operating as First Tennessee Bank and Capital Bank. banks, and it had nearly 16 million users last year, according to estimates from eMarketer. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Zelle is a Finance App, Download Zelle For PC from the direct download link on PC Grim. Financial institutions that have partnered with Zelle are referred to as “Network Banks. Once you realize that certain features have to be accomplished on a laptop or desktop computer for security, it’s a whiz to use a cell phone or iPad, etc. mobile number is already enrolled with Zelle. 1 Transactions typically occur in minutes when the recipient's email address or U. MidwestOne Bank. For us Landlords with a business account it is a bit complicated Wells Fargo my bank only allow Zelle transfers into personal accounts. Third party message, data, and/or internet fees may apply. and UMB Bank, N. Payments will be able to be sent via Zelle using just an email address or mobile phone number — from within either the mobile banking apps of the network’s banks or using the standalone Zelle app. -based bank account. 3 billion with Zelle in October 2018. mobile number is already enrolled with Zelle. Zelle® has partnered with leading banks and credit unions across the U. In fact, if you use a mobile banking app, it is likely already powered by Zelle. I'll check out Zelle, I think my BoA account has that. 4 In order to send payment requests to a U. bank accounts, typically within minutes. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle, a new payment processing network backed by more than 30 US banks, aims to make that process instantaneous. It's how much your bank believes in you. Neither Bank of America nor Zelle offers a protection program for any authorized payments using Zelle. We have an active social media presence to help us stay in touch with you and serve you better. To learn more about the bank, or how you can get started, please contact your nearest location by clicking here. It is backed by 30 US and international financial institutions including Ally Bank, Bank of America,   JP Morgan Stanley, Chase and TD Bank. This third party website doesn't operate under the U. bank accounts. mobile phone number. EXCLUSIVE – Bank of America had five million transactions via the digital payments service Zelle in October alone, an amount 35% higher than the average 3. We recommend that you do not use Zelle to send money to persons that you do not know. MidwestOne Bank. All you need is to attach a phone number or an email to your bank account with Zelle and you're golden. Please consult the privacy and information secuirty policy on the third party website if you have any concerns or. **Payment requests to persons who are not already enrolled with Zelle must be sent to an email address. It's not how big your bank is. ¹ Transactions typically occur in minutes when the recipient's email address or U. -based bank account. With just an email address or U. Service Benefits. -based Early Warning Services LLC, works both online and as a mobile app. If your recipient is not yet enrolled with Zelle ® , it may take between 1 and 3 business days after they enroll. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. mobile number is already enrolled with Zelle. mobile number or email so your account information remains private 3. When should I use Zelle? Zelle can be used for the everyday experiences such as paying friends or family for your share of the dinner bill or to send funds for birthday gifts. mobile phone number, you can send money to people you know and trust, regardless of where they bank 2. It's a great way to send and receive money - you can easily split a bill, request money for a group gift or pay back your roommate for your share of the rent. PayPal isn’t instant to your bank account either, someone send you money to your PayPal and then you have to send it to your bank. 1 To receive money in minutes, the recipient’s email address or U. Several more, like Citizens Bank, are on the way. Bank not on the list? There’s another drawback. Consumers can easily connect to Zelle — all protected by the security of their financial. mobile number is already enrolled with Zelle. Zelle banks use stronger authentication, device binding and malware detection tools to try to keep this type of fraud at bay. For your protection, you should only use Zelle when sending money to people you know and trust, such as friends and family. to use Zelle. **Payment requests to persons who are not already enrolled with Zelle must be sent to an email address. This is how money moves. -based bank account. ** Donate Using Zelle. The Zelle system is very fast and any change you make to one Zelle account will immediately affect another Zelle account if you use the same email address or phone number. , usually within just minutes 1 and regardless of where the other person banks 2. Zelle Review. Welcome to First Midwest Bank. This represents the highest monthly volume to date and is an increase of more than 100 percent year over year, continuing the upward P2P growth trend. If you don't bank with one of these institutions, you can still use Popmoney by setting up an account with your bank information on the website or downloading the app. 4 million users to Venmo's 22. Call the Zelle customer support team and ask them to move your email address or U. “Zelle is now the real-time alternative” for P2P, Plagge says. ATM owners outside of the Associated and MoneyPass networks may charge a fee. 14, 2019 /PRNewswire/ -- OneWest Bank, CIT's Southern California branch network, today announced Zelle® is now available in its mobile banking app, providing customers a. mobile phone number is already enrolled with Zelle. Once your email address or U. 2 Must have a bank account in the U. The FIS Rapid Deployment Service for Zelle will be offered as part of the growing set of FIS real-time payment capabilities and solutions, which include external transfers, digital e-gifting and bill payment, all enabled through FIS PayNetTM and the FIS Open Payment Framework (OPF). , typically within minutes. In order to use Zelle, the sender and recipient's bank accounts must be based in the U. 12% use Zelle. Once you realize that certain features have to be accomplished on a laptop or desktop computer for security, it’s a whiz to use a cell phone or iPad, etc. But Christina Tetreault, a senior staff attorney for Consumers Union — the advocacy group behind the magazine — tells MONEY she’s pushing for the government to increase its protections so they get even safer. mobile number or email so your account information remains private 3. EASY: Just a Few Taps Enter your recipient's email address or U. (1) Log into the Bank of America mobile app and tap 'Transfer/Send', (2) Click "begin set up" to enroll with Zelle. Banks and consumers have learned a handful. 3 Transactions typically occur in minutes when the recipient's email address or U. When you use Guadalupe Bank mobile banking app, Zelle is already available on your phone. Type in the amount and select Review. mobile number, the mobile number must be enrolled in Zelle ®. to use Zelle. For example, your bank's app might include Zelle®, a fast, safe and easy way to send money to friends, family and others you trust, offered by most major U. Can I still use Zelle with HomeStreet Bank?. It's how much your bank believes in you. ¹ Transactions typically occur in minutes when the recipient's email address or U. 3 In order to send payment requests or split payment requests to a U. mobile number, the mobile number must already enrolled with Zelle. Zelle is now available!. With just an email address or U. , typically within minutes 1. Of course, some banks were a bit further ahead of the game, and had previously established their own digital. This is how money moves. In addition, money sent using Zelle is typically reflected in account balances within minutes when both the sender and recipient are registered. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 2 Must have a bank account in the U. Manhattan: West (785) 323-1111 · East (785) 323-4200. Bank Earnings and Getting to Know Zelle We're making customers aware of the various ways that they can use Zelle. ² Must have a bank account in the U. Here at TD Bank, we currently offer a person to person transfer service that operates using the Zelle network, called Send Money. mobile phone number, you can send money to people you know and trust, regardless of where they bank 2. A: Keeping your money and information safe is a top priority for Marquette Bank. Does Varo work with Zelle? It's worth a shot. Transactions typically occur in minutes when the recipient's email address or U. Zelle should only be used to send money to friends, family or others you trust. It's more than a place to come to work to every day. With just an email address or U. Standard text and data rates from your. mobile phone number, it will be connected to your D. *Wireless carrier fees may apply. First National Bank does not currently charge any fees to send, request or receive money through Zelle. 2 Transactions typically occur in minutes when the recipient’s email address or U. 1 Transactions typically occur in minutes when the recipient’s email address or U. mobile phone number, you can send money directly between almost any bank account in the U. Zelle? Call (888) 217-1265. In early 2016, Early Warning—which is owned by Bank of America, BB&T, Capital One, JPMorgan Chase, and Wells Fargo—acquired ClearXchange. 2 Send or request money from almost anyone, no matter where they bank in the U. Bank, and Wells Fargo are the seven that all own a. When using Zelle , at least one side of the transaction (sender or receiver) must have access to Zelle through their bank or credit union. to use Zelle. Zelle® is a person-to-person payment network that facilitates instant ACH transfers between U. Discover is not among the visa, master card market, therefore it's not accepted. We are seeing more and more of these Zelle bonuses recently, for a full overview of Zelle read this post. 4 Mobile carrier fees may apply. Just sign in to Navy Federal mobile 2 or online banking,. "I use Venmo, even though Bank of America (my bank) rolled out Zelle a few months ago," she told Moneyish. , typically within minutes. Payment transactions occur within minutes, which is faster than other apps, like Venmo. With just an email address or U. Open your Zions Bank Mobile Banking app and tap the “+” symbol, then tap “Send Money” to access Zelle. In less than nine months, Bank of America clients sent and received a total of 163 million transactions. 1 With just an email address or mobile phone number, you can quickly, safely and easily send and receive money from more people, regardless of where they bank. When you use the Core Bank mobile banking app, Zelle is already available on your phone. mobile phone number, you can send money to people you trust, regardless of where they bank. Now you can use Zelle Pay for buying and selling Bitcoin instantly and securely with Paxful. to use Zelle. Joining more established person-to. mobile number, the mobile number must already be enrolled with Zelle. When you use the Frederick County Bank mobile banking app, Zelle is already available on your phone. What banks use Zelle? Zelle is a U. To enroll in Zelle: 1. Big US banks introducing Zelle 23/02/2017 For years, US banks have watched as their youngest customers split restaurant checks, shared utility bills, and pitched in for parties using third-party payment apps such as Venmo. Q: I’m unsure about using Zelle to pay someone I don’t know. Or you both can use the Cash App (squarecash) or Venmo. Zelle® has partnered with leading banks and credit unions across the U. Why am I having a problem enrolling my email address in Zelle®? What if I'm already enrolled with Zelle®? Can I still enroll my Regions account? Someone sent me money with Zelle®. A big difference is that Zelle is a service offered by participating banks and Venmo is a third-party service unaffiliated with any bank (Venmo is a subsidiary of PayPal). , typically within minutes 1. Bank of America's person-to-person use of mobile payment network Zelle surged this year. Bank Your Way: Check your balance, deposit checks, pay bills, shop with Apple Pay ®, or transfer money, virtually anywhere. When you use Zelle within our mobile app or online banking, your information is protected with the same technology we use to keep your bank account safe. In many cases, you’ll still enjoy quick transfers, as Zelle will zap money to your checking account through your debit card (Visa or Mastercard only, at this time). Some Varo customers have been able to successfully link their Varo Visa ® Debit Card in the Zelle mobile app and receive Zelle transfers into their Varo Bank Account. How can we help you? Want to talk to someone right now? Live Chat with a representative. Evans Bank so you can use it for Zelle. Glenview State Bank This is a carousel slideshow that visually displays various slides one at a time. Since money is sent directly from your bank account to another person's bank account within minutes 3, Zelle should only be used to send money to friends, family and others you trust. View our Zelle Frequently Asked Questions. Must have a bank account in the U. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 2 Must have a bank account in the U. Get moving with Zelle. Why you should take care when using Zelle to transfer money. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Banks' heavy-handed enforcement of "small print" has left some farmers with very few finance options. This allows credit unions to compare members' demand to usage, and to determine whether signing up with Zelle is worth the trade-offs. Transaction limitations apply.